Call or Text (240) SELL-123

FINKSBURG, MD 21048

Real Estate Market Report  ·  Carroll County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
20
⇧ 11.1% vs 18 last year
Pending
10
50% pending ratio
Median Price
$875,000
⇧ 36.9% vs $639,000 last year
Average Price
$846,508
⇧ 6% vs $798,512 last year
Days on Market
40
⇧ 100% vs 20 days last year

Market Context

Population: 9,759  ·  Density: 138.2/mi²  ·  Median household income: $125,098

Typical home value: $419,874  ·  Homeownership: 92.7%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The FINKSBURG, MD real estate market (21048) currently shows 20 active listings, with 10 pending sales. Homes are averaging 40 days on the market before going under contract.

Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 40 days on market compared to 20 days last year.

The median listing price has risen 36.9% year-over-year, from $639,000 to $875,000.

Whether you are buying or selling in FINKSBURG, MD, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

★ Page Sponsor
🏠
Sponsor This Market
Realtors & Brokers — reserve this page for FINKSBURG, MD 21048 and connect with motivated buyers & sellers.
Contact SELL123.com →

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 20 this year vs 18 last year
  • Days on market: 40 now vs 20 last year

Median & Average Pricing

Year over Year
  • Median: $875,000 (+36.9% YoY)
  • Average: $846,508 (+6% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 14.9 miles — 617 listings ($375,792,912 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
21048Finksburg, MD 210480.0 mi20$16,930,160$875,000$846,508
21136Reisterstown, MD 211365.4 mi87$56,901,741$464,995$654,043
21784Sykesville, MD 217847.3 mi95$60,325,095$549,950$635,001
21117Owings Mills, MD 211178.5 mi109$65,055,015$399,900$596,835
21133Randallstown, MD 211339.8 mi43$18,256,639$395,000$424,573
21776New Windsor, MD 2177610.4 mi14$10,189,326$575,000$727,809
21153Stevenson, MD 2115312.2 mi1$2,550,000$2,550,000$2,550,000
21208Pikesville, MD 2120812.5 mi113$61,286,115$399,900$542,355
21152Sparks Glencoe, MD 2115212.8 mi15$20,829,150$794,490$1,388,610
21244Windsor Mill, MD 2124413.1 mi61$21,706,667$349,850$355,847
21765Lisbon, MD 2176513.9 mi1$249,900$249,900$249,900
21794West Friendship, MD 2179414.1 mi5$7,775,000$1,750,000$1,555,000
21771Mount Airy, MD 2177114.9 mi53$33,738,104$602,250$636,568

Frequently Asked Questions

How many homes are for sale in FINKSBURG, MD 21048?

As of January 2026, there are 20 active listings in FINKSBURG, MD (zip code 21048), compared to 18 the prior year.

What is the median home price in FINKSBURG, MD 21048?

The median listing price in FINKSBURG, MD 21048 is $875,000 as of January 2026, a 36.9% increase from $639,000 the prior year.

How long do homes stay on the market in FINKSBURG, MD?

Homes in FINKSBURG, MD 21048 spend an average of 40 days on the market before going under contract, compared to 20 days the prior year.

Is it a seller's or buyer's market in FINKSBURG, MD 21048?

Based on current inventory and days-on-market data as of January 2026, FINKSBURG, MD 21048 is currently a Buyer's Market. Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 40 days on market compared to 20 days last year.

How much can I save on real estate commission in FINKSBURG, MD?

With SELL123.com's maximum 3% commission, sellers in FINKSBURG, MD 21048 save an estimated $17,500 compared to a typical 5% commission on the median listing price of $875,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.