Active Listings
15
⇧ 15.4% vs 13 last year
Population: 9,511 · Density: 53.8/mi² · Median household income: $64,668
Typical home value: $107,267 · Homeownership: 69.2%
Data as of January 2026. Source: Realtor.com.
The WATERLOO, NY real estate market (13165) currently shows 15 active listings, with 9 pending sales. Homes are averaging 79 days on the market before going under contract.
Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice.
Homes are selling faster, averaging 79 days on market compared to 106 days last year.
The median listing price has fallen 34.2% year-over-year, from $214,125 to $140,900.
Whether you are buying or selling in WATERLOO, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 13165 | Waterloo, NY 13165 | 0.0 mi | 15 | $2,199,000 | $140,900 | $146,600 |
| 14456 | Geneva, NY 14456 | 7.8 mi | 56 | $18,342,408 | $219,900 | $327,543 |
| 13034 | Cayuga, NY 13034 | 9.2 mi | 6 | $2,718,798 | $314,500 | $453,133 |
| 13117 | Montezuma, NY 13117 | 10.9 mi | 1 | $95,000 | $95,000 | $95,000 |
| 13160 | Union Springs, NY 13160 | 12.8 mi | 5 | $1,837,250 | $367,450 | $367,450 |
| 14489 | Lyons, NY 14489 | 13.6 mi | 18 | $3,285,900 | $91,750 | $182,550 |
| 13146 | Savannah, NY 13146 | 14.1 mi | 5 | $889,500 | $177,900 | $177,900 |
| 13140 | Port Byron, NY 13140 | 15.0 mi | 6 | $735,798 | $129,000 | $122,633 |
| 14513 | Newark, NY 14513 | 15.7 mi | 20 | $3,618,000 | $179,900 | $180,900 |
| 14441 | Dresden, NY 14441 | 16.1 mi | 1 | $799,000 | $799,000 | $799,000 |
| 14537 | Port Gibson, NY 14537 | 16.5 mi | 1 | $269,900 | $269,900 | $269,900 |
| 14542 | Rose, NY 14542 | 16.7 mi | 2 | $159,800 | $79,900 | $79,900 |
| 14504 | Manchester, NY 14504 | 18.5 mi | 2 | $359,800 | $179,900 | $179,900 |
As of January 2026, there are 15 active listings in WATERLOO, NY (zip code 13165), compared to 13 the prior year.
The median listing price in WATERLOO, NY 13165 is $140,900 as of January 2026, a 34.2% decrease from $214,125 the prior year.
Homes in WATERLOO, NY 13165 spend an average of 79 days on the market before going under contract, compared to 106 days the prior year.
Based on current inventory and days-on-market data as of January 2026, WATERLOO, NY 13165 is currently a Balanced Market. Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice. Homes are selling faster, averaging 79 days on market compared to 106 days last year.
With SELL123.com's maximum 3% commission, sellers in WATERLOO, NY 13165 save an estimated $2,818 compared to a typical 5% commission on the median listing price of $140,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.