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WATERLOO, NY 13165

Real Estate Market Report  ·  Seneca County
Seller's Market
July 2026  ·  Source: Realtor.com

Market Analysis

Data as of July 2026. Source: Realtor.com.

The WATERLOO, NY real estate market (13165) currently shows 26 active listings, with 19 pending sales. Homes are averaging 14 days on the market before going under contract.

Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 14 days on market compared to 60 days last year.

The median listing price has risen 0% year-over-year, from $199,425 to $199,450.

Whether you are buying or selling in WATERLOO, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 9,511  ·  Density: 53.8/mi²  ·  Median household income: $64,668

Typical home value: $107,267  ·  Homeownership: 69.2%

Market Overview

Active Listings
26
⇩ 18.8% vs 32 last year
Pending
19
73% pending ratio
Median Price
$199,450
vs $199,425 last year
Average Price
$226,450
⇧ 15.9% vs $195,345 last year
Days on Market
14
⇩ 76.7% vs 60 days last year

Price Per Square Foot

Median $/sqft
$153
⇧ 27.5% vs $120/sqft last year
Median Home Size
1,778 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 26 this year vs 32 last year
  • Days on market: 14 now vs 60 last year

Median & Average Pricing

Year over Year
  • Median: $199,450 (+0% YoY)
  • Average: $226,450 (+15.9% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 19.6 miles — 146 listings ($44,755,861 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
13165Waterloo, NY 131650.0 mi12$1,760,736$154,950$146,728
14456Geneva, NY 144567.8 mi51$18,824,151$253,675$369,101
13034Cayuga, NY 130349.2 mi7$4,987,500$802,500$712,500
14433Clyde, NY 1443311.6 mi11$1,525,150$134,900$138,650
14415Bellona, NY 1441512.9 mi3$982,275$327,425$327,425
14432Clifton Springs, NY 1443213.9 mi7$1,942,325$283,750$277,475
13140Port Byron, NY 1314015.0 mi6$590,802$99,450$98,467
14513Newark, NY 1451315.7 mi17$3,030,539$184,450$178,267
14441Dresden, NY 1444116.1 mi2$1,878,000$939,000$939,000
14521Ovid, NY 1452116.6 mi8$2,773,264$279,000$346,658
13147Scipio Center, NY 1314718.4 mi2$799,900$399,950$399,950
14548Shortsville, NY 1454819.1 mi7$1,172,150$167,450$167,450
13166Weedsport, NY 1316619.6 mi13$4,489,069$323,675$345,313

Frequently Asked Questions

How many homes are for sale in WATERLOO, NY 13165?

As of July 2026, there are 26 active listings in WATERLOO, NY (zip code 13165), compared to 32 the prior year.

What is the median home price in WATERLOO, NY 13165?

The median listing price in WATERLOO, NY 13165 is $199,450 as of July 2026, a 0% increase from $199,425 the prior year.

How long do homes stay on the market in WATERLOO, NY?

Homes in WATERLOO, NY 13165 spend an average of 14 days on the market before going under contract, compared to 60 days the prior year.

Is it a seller's or buyer's market in WATERLOO, NY 13165?

Based on current inventory and days-on-market data as of July 2026, WATERLOO, NY 13165 is currently a Seller's Market. Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 14 days on market compared to 60 days last year.

How much can I save on real estate commission in WATERLOO, NY?

With SELL123.com's maximum 3% commission, sellers in WATERLOO, NY 13165 save an estimated $3,989 compared to a typical 5% commission on the median listing price of $199,450. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.